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“For years, contingency-based collections has meant ‘No Recovery, No Fee’ to creditors and ‘No Recovery, No Loss’ to collection vendors. At Second Alliance, we say No more! The time has come for collection vendors to be held accountable – and that accountability starts with us”.
Scott Holmquist

At Second Alliance, we believe in results, not empty promises. We have tailored a dynamic collection system that is more effective than any other vendor in our field, and we are the only one offering the Guaranteed Recovery Rate™ Program. This program does exactly what the name implies – guarantees recoveries! It also means you can refer your accounts to Second Alliance risk free, because we provide your institution with guaranteed minimum recoveries and a timeframe in which to expect them.
We are so confident in our ability to recover your defaulted student loans and other outstanding educational debts, that we will give you our guarantee in writing! If we fail to meet this minimum debt recovery in the allotted time, we’ll pay you anyway.
Our entire focus is education debt recovery. There are no credit cards, medical bills or auto repossessions to distract us. From standard defaults to cohort reduction, our collection team has a keen understanding of the programs, regulations and sensitivities which affect the higher education community and is dedicated to personal service, high dollar recovery and preserving goodwill between the borrower and the school.

“With the collection of student debt, there comes the possibility of many problems. You and your team have been superior. As I look at the success of Second Alliance, I believe it is because you care and follow through. First, you care about Westmont College and our alumni. This quality is evident in the way you have treated our former students. Second, when you make an agreement or arrangement, you stay with it until it is completed. The success you have had with the old accounts I have given you is proof of the great job you are doing. I am happy to be partnering with Second Alliance.”
Jim Reid
Westmont College

“Agencies often offer ‘guarantees’... If you’re going to guarantee something, then REALLY guarantee it... Second Alliance did.”
Eric Anglim
University of California, Berkeley