Financial Literacy


Understanding the value of credit, creating budgets to manage personal expenditures, rebuilding your credit score, and saving for retirement is valuable information as you continue to plan for the future. We have listed resources here that we think are vital for every person to have access to. We are also available for discussion about your personal credit questions at 800-830-7570.

Financial Literacy Credit Sources

Obtain a Free Copy of your Credit Report
https://www.annualcreditreport.com/index.action

Sample TransUnion Credit Report

Sample Experian Credit Report

Sample Equifax Credit Report

What is a FICO Score
http://www.myfico.com/CreditEducation/articles/

FICO Score Calculations
http://www.myfico.com/crediteducation/whatsinyourscore.aspx

Get your Credit Score for Free
https://www.creditkarma.com/auth/logon/

Household Budget Worksheet
http://www.kiplinger.com/tool/spending/T007-S001-budgeting-worksheet-a-household-budget-for-today-a/

Auto Loan Calculator
http://www.bankrate.com/calculators/auto/auto-loan-calculator.aspx

Mortgage Loan Calculator
http://www.bankrate.com/calculators/mortgages/mortgage-calculator.aspx?ic_id=calc-lead_auto_mortgages_globalnav

Locate a local Credit Union
http://www.mycreditunion.gov/Pages/default.aspx
http://www.ncua.gov/analysis/Pages/locate.aspx
http://www.culookup.com/

Credit Union Education and Financial Tools
http://www.mycreditunion.gov/Pages/default.aspx


School Related Financial Literacy Connections

National Endowment for Financial Education is the leading private nonprofit national foundation dedicated to inspiring empowered financial decision making for individuals and families through every stage of life
http://www.nefe.org/

IGRAD Games, Calculators, Resources & Morehttp://www.igrad.com/FinancialLiteracyForCollegeStudents/

CashCourse® is funded by the NEFE and provides students and school administrators with financial education for every stage of college life
http://www.cashcourse.org/

Cashflow Board Game
Video https://www.youtube.com/watch?v=bvUXf1nMU94
Store http://www.richdad.com/apps-games/cashflow-boardgame


Online Resources, Free Applications and Money Saving Apps

Free Applications and Online Tools
http://www.lifehack.org/articles/featured/the-ultimate-student-resource-list.html

15 Best Online Resources for College Students
http://www.lifehack.org/articles/productivity/15-best-online-resources-for-college-students.html

15 Free Money-Saving Smart Phone Apps
http://www.fastweb.com/student-life/articles/the-15-free-money-saving-apps-for-students

Consumer Reports 7 Free Shopping Apps
http://www.consumerreports.org/cro/news/2015/11/7-free-shopping-apps-that-grab-holiday-discounts-and-deals/index.htm

Retail Me Not – Coupons and Promo Codes and Mobile App
http://www.retailmenot.com/

40 Money Management Tips Every College Student Should Know
http://www.smartaboutmoney.org/Portals/0/ResourceCenter/40MoneyManagementTips.pdf

Textbooks – Buy, Sell, Rent and e-books
https://www.edvisors.com/plan-for-college/money-saving-tips/save-money-on-college-textbooks/


Car Buying Tools

Edmunds 2015 Best Retained Value Awards
http://www.edmunds.com/car-reviews/best-retained-value-cars.html

Consumers’ Favorites: 2014 Best Cars for College Graduates
http://www.edmunds.com/car-reviews/consumers-favorites/best-cars-for-college-graduates-2014.html

Autotrader Names 10 Best Cars for Recent College Graduates
http://press.autotrader.com/2015-05-28-Autotrader-Names-10-Best-Cars-for-Recent-College-Graduates

Yahoo The Best Cars for New Graduates
https://www.yahoo.com/autos/the-best-cars-for-graduates-115680397517.html

Consumer Reports Best & Worst Car Values
http://www.consumerreports.org/cro/2012/12/best-worst-values/index.htm

Kelley Blue Book Car Values
http://www.kbb.com/car-values/


Financial Literacy Websites

https://www.mint.com/

http://www.mymoney.gov/

http://www.studentdebthelp.org/

http://finance.youngmoney.com/credit-debt/

https://www.upromise.com/

http://www.startwithchange.com/

http://www.spendster.org/

http://www.collegescholarships.org/student-living/save-money.htm

https://www.fdic.gov/consumers/consumer/moneysmart/index.html

http://www.jumpstartcoalition.org/jump$tart-clearinghouse.html